The Jammu & Kashmir Bank has officially released a recruitment notification for the engagement of Apprentices under the Apprentices Act, 1961. This is a golden opportunity for graduates who want to gain hands-on experience in the banking sector. With 614 vacancies distributed across various districts of Jammu & Kashmir, this recruitment drive aims to strengthen the bank’s workforce while providing candidates with real-time exposure to banking operations.
Unlike permanent jobs, this apprenticeship is a fixed-term training program (1 year), but it offers valuable industry experience, skill development, and a pathway to future banking careers.
In this blog, you’ll get complete details including vacancies, important dates, eligibility criteria, age limit, salary, selection process, and step-by-step guidance on how to apply—along with practical preparation tips.
Key Highlights: J&K Bank Apprentice 2026
The J&K Bank Apprentice Recruitment 2026 is currently open, with April 26, 2026 as the final deadline for applications. The drive aims to fill 614 vacancies across Jammu & Kashmir, Ladakh, and other regions in India.
| Feature | Details |
|---|---|
| Organization | Jammu & Kashmir Bank (J&K Bank) |
| Total Vacancies | 614 Posts (J&K: 461, Ladakh: 18, ROI: 135) |
| Notification Date | April 17, 2026 |
| Registration Dates | April 20 to April 26, 2026 |
| Training Duration | 12 Months (1 Year) |
| Monthly Stipend | ₹13,500 (Bank: ₹9,000 + Govt: ₹4,500) |
| Additional Allowance | Conveyance up to ₹1,250 per month |
| Educational Criteria | Graduate (Must have passed on/after January 1, 2022) |
| Age Limit | 20 to 28 Years (as on Jan 1, 2026) |
| Selection Process | Online Written Exam & Document Verification |
| Application Fee | ₹700 (Unreserved) | ₹500 (Reserved) |
| Official Website | jkbank.com |
This recruitment is conducted under the National Apprenticeship Training Scheme (NATS), ensuring structured training and professional development.
J&K Bank Apprentice Recruitment 2026 : Vacancy Details
The J&K Bank Apprentice Recruitment 2026 features a total of 614 vacancies, strategically distributed across the Union Territories of Jammu & Kashmir and Ladakh, as well as several major clusters in the Rest of India (ROI).
1. UT of Jammu & Kashmir (461 Vacancies)
Vacancies are distributed across categories including SC (Scheduled Castes), ST (Scheduled Tribes), SEBC (Socially & Educationally Backward Classes which includes OBC, ALC/IB, and RBA), EWS (Economically Weaker Section), and UR (Unreserved).
| District | Total | UR | SC | ST | OBC | ALC/IB | RBA | EWS | PwD* |
|---|---|---|---|---|---|---|---|---|---|
| Srinagar | 75 | 30 | 6 | 8 | 8 | 6 | 7 | 7 | 3 |
| Jammu | 75 | 30 | 6 | 8 | 8 | 6 | 7 | 7 | 3 |
| Baramulla | 35 | 14 | 3 | 4 | 4 | 2 | 3 | 3 | 1 |
| Anantnag | 30 | 12 | 2 | 3 | 3 | 2 | 3 | 3 | 1 |
| Budgam | 30 | 12 | 2 | 3 | 3 | 2 | 3 | 3 | 1 |
| Kathua | 20 | 8 | 1 | 2 | 2 | 2 | 2 | 2 | 0 |
| Pulwama | 20 | 8 | 1 | 2 | 2 | 2 | 2 | 2 | 0 |
| Rajouri | 19 | 7 | 1 | 2 | 2 | 2 | 2 | 2 | 0 |
| Kupwara | 18 | 7 | 1 | 2 | 2 | 2 | 2 | 1 | 0 |
| Udhampur | 16 | 7 | 1 | 2 | 2 | 1 | 1 | 1 | 0 |
| Shopian | 15 | 6 | 1 | 2 | 2 | 1 | 1 | 1 | 0 |
| Doda | 15 | 6 | 1 | 2 | 2 | 1 | 1 | 1 | 0 |
| Kulgam | 14 | 6 | 1 | 2 | 1 | 1 | 1 | 1 | 0 |
| Poonch | 14 | 6 | 1 | 2 | 1 | 1 | 1 | 1 | 0 |
| Samba | 13 | 6 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Ganderbal | 12 | 5 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Reasi | 11 | 5 | 1 | 1 | 1 | 1 | 0 | 1 | 0 |
| Bandipora | 10 | 4 | 1 | 1 | 1 | 1 | 0 | 1 | 0 |
| Kishtwar | 10 | 4 | 1 | 1 | 1 | 1 | 0 | 1 | 0 |
| Ramban | 9 | 3 | 1 | 1 | 1 | 1 | 0 | 1 | 0 |
2. UT of Ladakh (18 Vacancies)
| District | Total | ST | UR | EWS |
|---|---|---|---|---|
| Leh | 10 | 9 | 0 | 1 |
| Kargil | 8 | 8 | 0 | 0 |
3. Rest of India Clusters (135 Vacancies)
For regions outside the UTs, vacancies are grouped into major city clusters:
| Cluster | Total | UR | SC | ST | OBC | EWS |
|---|---|---|---|---|---|---|
| Delhi | 42 | 18 | 6 | 3 | 11 | 4 |
| Mohali | 28 | 13 | 8 | 0 | 5 | 2 |
| Mumbai / Greater Mumbai | 26 | 13 | 2 | 2 | 7 | 2 |
| Lucknow | 20 | 9 | 4 | 0 | 5 | 2 |
| Bangalore | 19 | 9 | 3 | 1 | 5 | 1 |
Important Notes
- One District Rule: You can only apply for one district or area. If multiple applications are submitted, only the latest one will be considered.
- Local Language: Applicants must be proficient in the local language of the district/region they choose.
- Bonus Marks: Candidates who are domiciles of J&K or Ladakh get 2.5 bonus marks in the online test.
Important Dates
The application window is brief, requiring candidates to register through the official apprenticeship portal before completing the bank’s application.
| Event | Date |
|---|---|
| Notification Released | 17th April 2026 |
| Online Application Start | 20th April 2026 |
| Last Date to Apply | 26th April 2026 |
| Online Exam Date | To be announced |
Eligibility Criteria
To apply for the apprentice post, candidates must meet the following eligibility conditions:
1.Nationality
- Must be an Indian citizen
- Must be a domicile of Jammu & Kashmir
2. Age Limit
Minimum Age: 20 years
Maximum Age: 28 years
Specific Birth Range: Candidates must have been born between 01-01-1998 and 01-01-2006 (both dates inclusive).
3. Age Relaxation
Upper age limits are relaxed for reserved categories according to Government of India guidelines:
| Category | Relaxation | Upper Age Limit |
|---|---|---|
| SC / ST | 5 years | 33 years |
| OBC (Non-Creamy Layer) | 3 years | 31 years |
| PwBD (General / EWS) | 10 years | 38 years |
| PwBD (OBC) | 13 years | 41 years |
| PwBD (SC / ST) | 15 years | 43 years |
| Ex-Servicemen | As per rules | — |
4. Educational Qualification
- Candidates must have a Graduate degree in any discipline from a recognized university
- Basic computer knowledge is required
- Candidates should be proficient in the local language of the applied district
Stipend Structure for 2026
Selected apprentices for the JK Bank Recruitment 2026 receive a fixed monthly stipend. This is not a regular “salary” and does not include benefits like HRA or DA, as it is a training position under the Apprentices Act, 1961.
| Component | Monthly Amount | Disbursed By |
|---|---|---|
| Bank’s Share | ₹9,000 | JK Bank (Direct) |
| Government’s Share | ₹4,500 | Govt of India (via DBT) |
| Total Monthly Stipend | ₹13,500 | Combined |
| Conveyance Allowance | Up to ₹1,250 | JK Bank |
Important Stipend Conditions
- Total Potential Monthly Pay: With the maximum conveyance allowance, you can receive up to ₹14,750 per month.
- Government Share Eligibility: The ₹4,500 DBT (Direct Benefit Transfer) is only applicable for apprentices under 35 years of age at the time of contract issuance.
- DBT Linking: You must have an Aadhaar-linked bank account to receive the government’s share.
- No Other Benefits: Apprentices are not entitled to bonuses, medical benefits, or any other allowances provided to regular employees.
Application Fee Structure
The application fee for the JK Bank Apprentice Recruitment 2026 must be paid online. The fee is non-refundable and varies depending on your category.
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹700 |
| SC / ST / PwBD | ₹500 |
Important Payment Details
- Mode of Payment: The fee must be paid online using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards, or Mobile Wallets.
- Deadline: Payment must be completed by the application closing date, April 26, 2026.
- Transaction Charges: Any additional bank transaction charges for the online payment will have to be borne by the candidate.
- Confirmation: After a successful transaction, ensure you print the e-receipt and the application form with the “Payment Successful” status for your records.
JK Bank Apprentice Recruitment 2026 : Selection Process
The selection process for JK Bank Apprentice Recruitment 2026 is designed as a single-stage competitive path followed by mandatory verification steps.
Stage 1: Online Written Examination
This is the primary stage where merit is determined. The exam is conducted by IBPS and features objective-type questions.
- Duration: 60 Minutes (with separate timing for each of the two sections).
- Total Marks: 100 Marks (100 Questions).
- Medium: Conducted in English only.
- Negative Marking: 0.25 marks are deducted for each incorrect answer.
- Tie-Breaking: If two candidates score equal marks, the older candidate is ranked higher in the merit list.
Stage 2: Local Language Proficiency
While the written exam is in English, candidates must be proficient in the local language of the region they applied for.
- Verification: Proficiency is usually verified during the documentation stage. You must have studied the local language as a subject in Class 10 or 12 to qualify.
Stage 3: Document Verification (DV)
Candidates who meet the cut-off marks in the written exam are called for DV. You must produce original documents, including:
- Graduation degree (passed on or after 01-01-2022).
- Proof of birth, Domicile certificate, and Category/Caste certificates (if applicable).
- Aadhaar Card and PAN Card.
Stage 4: Medical Examination & Final Engagement
- Medical Fitness: Shortlisted candidates must be declared medically fit by a qualified medical practitioner as per the Bank’s requirements.
- Final Merit List: Prepared district-wise, region-wise, and category-wise based on written exam scores.
- Waitlist: A waitlist of 50% of notified vacancies is maintained for one year to fill any gaps from candidates who do not join.
Important Bonus: Domiciles of J&K and Ladakh receive an additional 2.5 bonus marks added to their final written test score.
JK Bank Apprentice Recruitment 2026 : How to Apply ?
Applying for the JK Bank Apprentice Recruitment 2026 involves a mandatory two-step online process. You must complete both steps before the April 26, 2026 deadline.
Step 1: Mandatory NATS Portal Registration
Before the bank’s application, you must register as a candidate on the government apprenticeship portal.
- Visit the Portal: Go to the National Apprenticeship Training Scheme (NATS).
- Student Registration: Click on “Student” and then “Student Register”.
- Complete Profile: Fill in your personal details and upload necessary documents to complete your profile to 100%.
- Aadhaar-DBT Linking: Ensure your mobile number, Aadhaar, and bank account are inter-linked and that DBT is enabled in your bank account to receive the government’s share of the stipend.
- Get Enrolment Number: Once registered, note down your unique NATS enrolment number; you will need this for the bank’s form.
Step 2: JK Bank Online Application
- Access the Link: Visit the JK Bank Careers page and click on the “Apply Online” link under the “Engagement of Apprentices” section.
- New Registration: Click “Click here for New Registration” and enter your basic details to get a Registration Number and Password via SMS/Email.
- Fill the Form: Log in and enter your personal, educational, and NATS enrolment details.
- Select District: Choose your preferred district or cluster. Remember, you can only apply for one district.
- Upload Scanned Documents:
- Photograph: 20KB–50KB (JPG/JPEG).
- Signature: 10KB–20KB; do not use capital letters.
- Left Thumb Impression: 20KB–50KB.
- Handwritten Declaration: 50KB–100KB (Text: “I, (Name), hereby declare that all the information submitted by me… is correct, true and valid. I will present the supporting documents as and when required.”).
- Payment: Pay the application fee (₹700 for General/OBC/EWS or ₹500 for SC/ST/PwBD) using the online gateway.
- Final Printout: After successful payment, download and print the e-receipt and the completed application form.
| OFFICIAL WEBSITE | CLICK HERE |
| OFFICIAL NOTIFICATION PDF | CLICK HERE |
| APPLY ONLINE | CLICK HERE |
| WHATSAPP LINK | CLICK HERE |
| TELEGRAM LINK | CLICK HERE |
| FACEBOOK LINK | CLICK HERE |
| INSTAGRAM LINK | CLICK HERE |
| MORE UPDATES | CLICK HERE |
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Priyadarshani Palei is a Content Executive at OnlyAspirants.in, responsible for researching and publishing the latest government and private job updates. With over 2 years of experience in job research and recruitment news writing, he/she ensures that all information shared on the platform is accurate, verified, and easy to understand.
He/She completed Graduation and has a strong interest in competitive exams, career opportunities, and employment trends in India. His/Her focus is to help students and job seekers stay updated with timely notifications, eligibility details, important dates, and application procedures.
Through consistent research and dedication, he/she contributes to making OnlyAspirants.in a trusted platform for aspirants looking for reliable job updates and career guidance.
